Privacy Policy for promptingpicks.com

Welcome to promptingpicks.com (the "Site"), owned and operated by Mcmonagle Trust, trading as promptingpicks.com ("we," "us," or "our").

We are committed to protecting the privacy of our users ("you"). This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use our software-as-a-service (SaaS) platform, which allows users to use artificial intelligence (AI) to search for stocks and manage watchlists (the "Service").

We manage personal information in accordance with the Australian Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

By accessing or using our Site and Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy.

1. Your Agreement and Changes to This Policy

1.1. Agreement to Policy

By using our Site or Service, you agree to this Internet Privacy Policy.

1.2. Changes to Policy

We reserve the right, at our discretion, to modify or update this Privacy Policy at any time. We will notify you of any material changes by posting the new policy on this page and updating the "Effective Date." We encourage you to review this policy periodically. Your continued use of the Service after any modification constitutes your acceptance of the new policy.

1.3. Third-Party Websites

Our Service may contain links to other websites or services. We are not responsible for the privacy practices of these third parties. This Privacy Policy does not apply to third-party websites or services.

2. Information We Collect

We collect different types of information to provide and improve our Service to you.

2.1. Personal Information You Provide

• Account Information: When you register for an account, we collect personal information such as your name, email address, and a password.
• Communications: When you contact us for support or with inquiries, we collect the information you provide in your communications (including your email address).

2.2. Service Usage Data (Sensitive)

This is information generated by your use of our core service. This is treated as highly sensitive data.

• AI Search Prompts: The queries and prompts you enter into our AI search engine.
• Watchlist Data: The list of stocks, tickers, and any related notes you add to your watchlists.
• Usage Patterns: How you interact with the Service, which features you use, and the frequency/duration of your activities.

2.3. Financial Information

To subscribe to our Service, you will provide payment information.

• We do not collect or store your full credit card information.
• Our third-party payment processor (Stripe) collects and processes your payment details. We only receive transaction confirmations, subscription details, and partial payment information (like the last four digits of a card) to manage your account.

2.4. Technical and Device Information (Collected Automatically)

• Log Data: When you use our Service, our servers automatically record information, including your IP address, browser type, operating system, device information, and referring URLs.
• Cookies and Tracking Technologies: We use cookies and similar technologies to operate the service, maintain your session, and understand usage. Please see Section 6 for more details.

3. How We Use Your Information

We use the information we collect for the following purposes:

3.1. To Provide and Personalize the Service

• To create and manage your account.
• To operate the core AI search functionality and store/display your watchlists.
• To personalize your experience based on your usage.

3.2. To Improve and Develop Our Service

• To analyze usage patterns, troubleshoot issues, and improve the performance and features of our AI models and user interface.
• We may use de-identified and aggregated Service Usage Data (e.g., common search themes, popular stocks) to train our AI and improve our service, but never in a way that identifies you personally.

3.3. To Communicate With You

• To send you essential service-related communications (e.g., account verification, billing notifications, changes to our policies).
• To respond to your support requests and inquiries.
• To send you marketing communications (e.g., newsletters, special offers) if you have opted-in. You may opt-out of marketing communications at any time.

3.4. For Safety, Security, and Legal Compliance

• To verify accounts and activity.
• To investigate and prevent suspicious activity, fraud, or violations of our Terms of Service.
• To comply with our legal obligations, such as responding to a subpoena, court order, or other lawful request by public authorities.

4. How We Share Your Information

We do not sell your personal information. We only share it in the following limited circumstances:

4.1. Third-Party Service Providers

We share information with third-party vendors and partners who help us operate our Service. These include:

• Cloud Hosting Providers: (Google Cloud, Firebase) who store our data.
• AI Model Providers: (Gemini AI) whose models may process your search prompts. We will take steps to ensure they do not retain or use your prompts for their own purposes beyond providing the service to us.
• Payment Processors: (Stripe) to handle subscriptions.
• Analytics Tools: (Google Analytics) to help us understand service usage.

These providers are given access to your information only as is reasonably necessary to perform their functions and are obligated to protect your information.

4.2. Business Transfers

In the event of a merger, acquisition, bankruptcy, or sale of all or a portion of our assets, your information may be transferred to the new owner as part of that transaction.

4.3. Legal Requirements

We may disclose your information if required to do so by law or in the good faith belief that such action is necessary to comply with a legal obligation, protect our rights or property, or protect the personal safety of our users or the public.

4.4. Aggregated or De-Identified Data

We may share aggregated or de-identified information (which cannot be used to identify you) with partners for analysis, industry reporting, or marketing. For example, we may share statistics like "50% of users are interested in the tech sector."

5. Data Security and Retention

5.1. Security

We take reasonable administrative, technical, and physical security measures to protect your personal information from loss, theft, misuse, and unauthorized access. However, no electronic transmission or storage system is 100% secure. We cannot guarantee the absolute security of your data.

5.2. Retention

We retain your personal information for as long as your account is active or as needed to provide you with the Service. We will also retain information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. You can delete your account at any time, which will result in the deletion of your personal information, subject to our legal retention requirements.

6. Cookies and Tracking Technologies

We use cookies (small text files placed on your device) and similar technologies.

• Essential Cookies: These are required to operate our Site, such as keeping you logged in (session cookies).
• Performance/Analytics Cookies: These help us understand how you use our Site so we can improve it. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

7. International Data Transfers

Our Service is global. Your information may be processed and stored on servers located in countries outside of Australia, which may have different data protection laws. By using our Service, you consent to the transfer of your information to these countries.

8. Your Rights: Access and Correction

Under Australian law, you have the right to:

• Request access to the personal information we hold about you.
• Request correction of any inaccurate or out-of-date information.

You can update most of your account information directly through your account settings. For any other requests, please contact us using the details below. We will respond to your request within a reasonable timeframe.

9. Children's Privacy

Our Service is not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information.

10. Contact Us & Complaints

If you have any questions, concerns, or complaints about this Privacy Policy or our data-handling practices, please contact us at:

If you are not satisfied with our response, you have the right to make a complaint to the Office of the Australian Information Commissioner (OAIC).